The FICO® Score we provide is the FICO® Score 8, based on information from your Experian credit report, and has a score range of 300-850 where higher scores equate to lower risk. FICO® Scores are used by 90 percent of U.S. lenders in their credit decisions. You should be aware that there are other credit score types offered in the marketplace. Some of these are classified as educational scores, and are not actually used by lenders to make credit decisions. While these scores are based on an individual's credit bureau data, the underlying math used to generate the scores is different between the scoring types, often resulting in a different score value.